@misc{cost-cutting-and-greater-personal-responsibility,
  title   = {Cost cutting and Greater Personal Responsibility},
  author  = {Germann, Urs and Stüdli, Beat},
  year    = {2020},
  month   = {jun},
  url     = {https://www.historyofsocialsecurity.ch/timeline/vadis-the-disputed-expansion-of-the-welfare-state/cost-cutting-and-greater-personal-responsibility}
}