@misc{a-new-insurance-model-legal-entitlement-rather-than-need,
  title   = {A new Insurance Model: legal Entitlement rather than Need},
  author  = {Germann, Urs},
  year    = {2014},
  month   = {jun},
  url     = {https://www.historyofsocialsecurity.ch/timeline/poverty-and-social-policy-before-the-age-of-social-security/a-new-insurance-model-legal-entitlement-rather-than-need}
}